St. Vincent Building and Loan Association
Loans
OVERVIEW
​
The St. Vincent Building and Loan Association offers loans to meet the needs of all our members at very competitive rates. The categories of loans include; Consumer; Personal and Commercial Mortgage Loans.
​
CONSUMER LOANS​
Our loans can be accessed for a variety of purpose which include; Medical, Education, Vehicle purchase, Debt Consolidation and Personal Expenses.
General Requirements:
The following are the requirements for Consumer Loans:
-
Proof of Identification (Two (2) pieces of valid ID: Driver’s License; Passport and National ID)
-
Proof of Address (Utility Bill, Driver’s License, Bank Statement)
-
Proof of Income evidenced by Salary Slip and Job Letter (documents to be not more than 3 months old for new customers and not more than 1-year-old for existing customers). If Self-employed, 3 years’ Financial Statements; Personal Income Tax Returns for the last 3 years. In the case of Rental Income – copies of Lease Arrangements.
-
Letter and Quotation re: Medical and Education Loans
-
Current Valuation, Certificate of Registration and Offer Letter or Invoice for Vehicle purchase
-
Printout of existing debts/obligations re: Debt Consolidation
-
Be a member of the Association i.e. Permanent Shares in the Association, a minimum of 25 (value $250)